Apply for Buy Now, Pay Later

Full name * Email address * Phone number of owner or accountant * We confirm your application on WhatsApp using this number. Bank Verification Number (BVN) Used only to verify your identity and credit history. Kept confidential. Registered business name * Exactly as registered with CAC. Registered business address * CAC registration number (RC number) * Tax Identification Number (TIN) * Number of years in operation * Director or shareholder National ID (NIN) * Director or shareholder BVN Bank name and account name * Account number

PDF, JPG or PNG. Up to 10 MB each.

CAC certificate or business name registration * Current company status report * Shows your company's legal standing. Bank statement, last 6 months * Proof of business address * A recent bill, tenancy agreement or local government notice. MEMART (Memorandum and Articles of Association) Value of your first order needing credit * In naira. This becomes your starting credit limit: Stage One up to ₦6,000,000, Stage Two ₦10,000,000 to ₦25,000,000 (Credit Ops confirms your stage on review). The more you repay on time, the more your limit grows. Preferred repayment period * I, as the owner or director of the business named above, personally guarantee repayment of all credit extended by Vend Easy Limited. I authorise Vend Easy Limited to verify my identity, perform a credit check, and report my repayment behaviour to the Credit Bureau. Payment is due on the agreed date. A 3-day grace period applies. After that, a penalty of 1.4% of the outstanding balance accrues every 7 days until full payment is received, capped at 10% of the invoice value. Submit application